Expert Advice for Actual Cash Value

All Questions on Actual Cash Value

How is the actual cash value of your vehicle determined?
If my car is a total loss, how does my car insurance calculate the value of my vehicle?
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Emily Maracle
Sep 10, 2021
Why does a dealership drop the price of a car if I finance with them?
I want to finance a car for $12,000 through the dealer because they said if I finance with someone else that the price jumps to $16,000. They're prepared to offer me a 60-month, 8.99% loan, as my credit is mediocre. How can dealers justify this price drop only if I finance with them?
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Eric Schad
Jul 30, 2021
Why am I getting such drastically different quotes for the same manufactured home?
The coverage limits look the same to me; why would rates be so different? My manufactured home will be completed in a few days and I am shopping for the right kind of homeowner's policy. I have quotes from both Allstate and State Farm, and State Farm is drastically lower.
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Shannon Martin
Jul 26, 2021
How will USAA value my Ford Mustang after an accident?
How will USAA evaluate my Mustang after an accident? I was at fault in an accident but I have collision insurance. This car has been my baby since I bought it and I want to repair it if possible, but I don't want to pay for it out of pocket.
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Eric Schad
Jul 16, 2021
When is a good time to lower the coverage on my auto policy?
When is a good time to lower my coverage limits? My vehicle is a 2015 Jeep Compass and my policy limits are 100/300/50. I have had the same coverage on this policy since the day I bought the Jeep six years ago.
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Shannon Martin
Jul 06, 2021

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