How many people can share a renters policy?

I live in a house that's rented out to four people in total. My roommates want all of us to share renters insurance to save some money. How many people are allowed under a single renters policy?

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Alexah Grinnell
Answered on Apr 13, 2021
Alexah Grinnell has been working in the insurance industry for 5 years with a primary focus of coverage consulting in the sales department. She has been working for Jerry Insurance since July of 2019 and has also has experience working for AAA and State Farm. She currently lives in Rochester, NY with her husband and 3 kids
“Each insurance company has different rules and regulations when it comes to the number of people permitted to be listed on a renters insurance policy. In most cases, companies will only allow yourself and any immediate family members to be listed on the policy. If your roommates are not part of your immediate family, you each may be forced to obtain a separate policy for yourselves. “
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