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How many people can share a renters policy?

I live in a house that's rented out to four people in total. My roommates want all of us to share renters insurance to save some money. How many people are allowed under a single renters policy?

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Alexah Grinnell · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Each insurance company has different rules and regulations when it comes to the number of people permitted to be listed on a renters insurance policy. In most cases, companies will only allow yourself and any immediate family members to be listed on the policy. If your roommates are not part of your immediate family, you each may be forced to obtain a separate policy for yourselves. “
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