How long will a home insurance claim be on my record?

The last home insurance claim I made was over two years ago. How long do claims stay on my record?

Answer
In most cases home insurance claims can stay on your record up to seven years, but your claims are not the only ones to look out for, especially if you are buying a new home. If the previous owners of the property had a large claim on the home, it can sometimes impact your eligibility for insurance, even though you did not own the home at the time of the loss. It is always a good idea to confirm whether there is a loss history attached to your home.
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Savannah Grabek
Answered on Mar 05, 2021
Savannah Grabek is an expert in Personal Lines insurance. She has 5 years experience in the insurance industry. Savannah began her carrier working with just property insurance and is now tenured in all personal line including home, auto, motorcycle, boat and umbrella. She previously worked for GEICO and has now been working with Jerry insurance for the past year. Savannah lives in New York with her son, fiancé, and puppy Bear. In her free time she enjoys spending quality time with her family and hiking with her dog.
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