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How long will a home insurance claim be on my record?

The last home insurance claim I made was over two years ago. How long do claims stay on my record?

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Savannah Grabek · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
In most cases home insurance claims can stay on your record up to seven years, but your claims are not the only ones to look out for, especially if you are buying a new home. If the previous owners of the property had a large claim on the home, it can sometimes impact your eligibility for insurance, even though you did not own the home at the time of the loss. It is always a good idea to confirm whether there is a loss history attached to your home.
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