How long will a home insurance claim be on my record?
The last home insurance claim I made was over two years ago. How long do claims stay on my record?
In most cases home insurance claims can stay on your record up to seven years, but your claims are not the only ones to look out for, especially if you are buying a new home. If the previous owners of the property had a large claim on the home, it can sometimes impact your eligibility for insurance, even though you did not own the home at the time of the loss. It is always a good idea to confirm whether there is a loss history attached to your home.
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Read advice from car experts at Jerry
Browse by topics
What others are asking
Does a driver need to be identified for an uninsured motorist claim in North Carolina?
I have uninsured motorist property damage coverage. My vehicle was hit and I'm not sure who the driver is. I reached out to my insurance company and they initially said that it would be covered, but now it's looking like it won't be. Does a driver have to be identified for coverage?
May 10, 2021
Where can I find the best auto insurance rates for above-minimum coverage in Florida?
I'm 19 and I just bought my first car. When shopping for insurance, the rates are around $600 a month for above-minimum coverage. Is there a place where I can find better rates for auto insurance coverage?
Apr 23, 2021
Should I put more money toward the principal to pay off my $9,000 upside-down loan faster?
"I have a car that's $9,000 upside-down because of the 17% interest rate. I was thinking of refinancing, as my credit score is now 750, but I doubt any lenders will take this loan. Should I just put more money to the principal?"
Jun 07, 2021