How long do I have to notify my insurance of my new car?

I live in Virginia, and I’ve decided to buy a new car. How long do I have to tell my insurance company about it?

Answer
In Virginia, you legally have 30 days to let your insurance company know about your new purchase. That said, it’s best to let them know ASAP as some insurance companies may require a different time frame.
An accident could cause financial hardship if you don’t contact your insurance company as soon as possible. It’s recommended you let your insurance company know the day you buy your car to avoid a lapse in coverage.
If you don’t have insurance, you’re required to pay a fine of $500 in Virginia, and if you wait more than 30 days, your insurance rates will increase anywhere from 8% to 35%. You might also have to pay a $145 registration reinstatement penalty specifically for Virginia.
If you’re finding the amount of paperwork or the call to your insurance company daunting, you can get help with the Jerry app. Jerry is an insurance broker that lives in your pocket. Jerry even keeps a copy of your insurance, so you have proof of insurance 24/7!
Lauren Smith
Answered on Nov 02, 2021
Lauren has written for World Nomads, the Matador Network, Korvia Consulting, and once upon a time Three Fates Games. She graduated from Columbia College of Chicago with a BFA in Creative Writing. After graduating, she moved overseas and lived in South Korea where she spent her free time traveling and going on road trips with friends. She misses the rest stop potatoes and is trying to figure out how to recreate them at home. She's now based outside of Chicago and when she's not writing she spends her free time reading, playing video games, and exploring whenever she can.
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