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How early can I refinance my car loan?
My husband needs to have knee surgery, but even with insurance, we have to pay a few grand. I’m trying to find ways to cut back on our expenses to set money aside to put towards the hospital bill. How soon can I refinance an auto loan?
Phoebe Mah · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Refinancing is one way to lower your monthly expenses and save money! While refinancing your car loan is allowed at any time, you can improve your chances of acceptance if you wait at least six months to a year.
When you wait for six months to a year, your credit score increases, which can exponentially increase your chances for acceptance.
If you want to save more money on top of your refinancing, download the Jerry app. As a licensed broker,
Jerry
helps you find and compare quotes from over 50 top providers in minutes. When you find a better rate, Jerry can help you buy your new coverage and even cancel your old policy! View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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