How does Root car insurance work?

One of my friends recently told me about Root, and how he saves about 50% over what he was paying on car insurance before. How does it work?

“Founded in 2015, Root offers a tech-based approach to car insurance. However, you have to qualify to take advantage of their lower rates.
Qualification involves downloading the Root app for a driving test. Once you install the app, it runs in the background so you don’t have to open it. Then, you drive like you normally would for a period of two to three weeks.
At the end of this period, Root assesses your driving based on speeds, braking time, and acceleration. If you pass the test, you may be given a rate that’s lower than the premiums offered by some of the big names in car insurance. “
Eric Schad
Answered on Apr 22, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.

Did this answer help you?

Ask us a question by email and we will respond within a few days.

Have a different question?

You can meet us at our office and discuss the details of your question.

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies