How does Root car insurance work?
One of my friends recently told me about Root, and how he saves about 50% over what he was paying on car insurance before. How does it work?
“Founded in 2015, Root offers a tech-based approach to car insurance. However, you have to qualify to take advantage of their lower rates.
Qualification involves downloading the Root app for a driving test. Once you install the app, it runs in the background so you don’t have to open it. Then, you drive like you normally would for a period of two to three weeks.
At the end of this period, Root assesses your driving based on speeds, braking time, and acceleration. If you pass the test, you may be given a rate that’s lower than the premiums offered by some of the big names in car insurance. “
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Browse by topics
What others are asking
Does home insurance cover air conditioning units or furnaces?
I spent over $8,000 to replace my air conditioner and furnace. I want to know if my investment will be protected by insurance.
Mar 03, 2021
What do accident forgiveness and new car replacement coverage mean on an insurance policy?
I've seen companies like Nationwide and Progressive offer things like new car replacement coverage and accident forgiveness. What would it cover and how do you qualify for it?
May 07, 2021
Are you legally required to have car insurance in Virginia?
I'm moving to Virginia and I need to buy a car for the first time for my new job there (I lived in the city and used public transportation and Uber before). My friend told me I don't need to worry about car insurance there. Is that true?
Mar 12, 2021