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How do you insure a car with two owners?
What is the best way to insure a car with two owners? My wife and I co-own a car and we were wondering how that will change the way we buy a policy.
Liz Jenson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Insuring a car with two owners isn’t much different from insuring a car with a single owner. The general rule is that anyone who regularly uses the vehicle should be listed on the insurance policy.
That being said, both you and your wife will need to be listed. And if you have any children or relatives who also use the car, you’ll want to include them, as well.
Unfortunately, the more people you have on your policy, the higher your premium will be. Since each person represents a unique level of risk, the price will also vary depending on each insured driver’s age, driving history, and credit score (among other factors).
Try not to worry too much about the price though, as most providers offer a variety of discounts that can help
keep the cost of insurance
relatively low.If you want to find the coverage you need at an affordable price, check out the
Jerry app
. A licensed broker, Jerry can help you gather and compare insurance quotes from the top name-brand insurance companies. It’ll even help you sign up for a new policy and cancel your old one.”MORE: 10 ways to get cheap car insurance that’s actually good
View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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