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How do you get your car insurance quotes to go down?
Where can I find cheaper car insurance quotes? I need to lower my monthly rate but I don’t know where to start.
Liz Jenson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“It’s easy to pay too much for car insurance. Luckily, there are a few easy ways for you to get your car insurance quotes to go down.
- Shop around. The best thing you can do to lower your monthly rate is to gather quotes from different companies. Every provider calculates your premium differently, so one company might have a better offer for you than another.
- Pick an affordable vehicle.Some cars cost more to insure than others. Buying your car with this in mind can help you find a lower rate from the start.
- Pay a higher deductible. Your deductible is the amount of money you pay before your insurance kicks in to cover the cost of an accident. People who agree to pay higher deductibles will usually get lower quotes. But keep in mind that if you raise your deductible, you’ll have to pay more out of pocket in the event of an accident.
- Bundle home and auto insurance. Many insurance companies will give you a big discount forbundling your home and auto insurance. That being said, this option isn’t for everyone. Make sure you research some of the pros and cons before you make any final decisions.
To save even more on car insurance, try
Jerry
. A licensed broker, the Jerry app can help you gather and compare personalized insurance quotes for free. That way, you can make sure you’re getting the best deal. Once you choose a quote that works for you, Jerry will even help you buy your new policy and cancel your old one!”View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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