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How do you get insurance when buying your first car?

I'm about to close on my first car. The dealership gave me a list of things I need and insurance was included. Do you have any tips for first-time car insurance buyers?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“To get
insurance
when buying your first car, there are a few things you’ll need to do.
First, you’ll need the vehicle identification number, or VIN, of the car you’re buying. The dealership can provide this information. You will need it in order to get an accurate rate when
requesting quotes
from insurance companies.
To estimate the price of your policy, insurers will also need your:
  • Full name
  • Date of birth
  • Address
  • Social Security number
  • Driver’s license number
You’ll need to determine what coverage you need, too. If you are financing your car, your lender may require that you carry
comprehensive coverage
and
collision coverage
on your policy, which together are often referred to as full coverage. Full coverage can be pricey, but it’s better you find out now for budgeting purposes.
Since insurance is based on your personal information and pricing varies by company, shopping around is key to avoid overpaying. If you’d rather leave the hard work of gathering quotes to someone else, use
Jerry
. The Jerry app can collect quotes from up to 50 top insurance companies in seconds!
Once you select a company, you can purchase the policy and provide your dealership with
proof of insurance
. Then, you’ll be free and clear to drive your new car off the lot!”
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