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How do I lower my car insurance?
Is there an easy way to lower your car insurance? I'm a pretty new driver (I'm in my sophomore year of college right now), and my insurance is crazy-expensive. I’d like to do what I can to bring down my premium.
Liz Jenson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Unfortunately, young drivers under the age of 25 will almost always have higher rates. Since they’re still untested on the road, insurance companies consider them higher risks than older people with more substantial driving histories.
That being said, here are a few ways you can lower your premium:
- Drive an affordable car: Some cars arecheaper to insurethan others, so you could lower your rates by picking a more affordable car.
- Raise your deductible: Agreeing to pay more in the case of an accident can lower your monthly rate, but it also puts you at risk in the case of an accident—so it might not be your best solution.
- Ask your provider about discounts: You can save a substantial amount in discounts by taking simple steps like signing up for safe driving courses, tracking your driving, or even maintaining a high GPA!
If you’d like to find a lower insurance rate now, you can also try
Jerry
. A licensed broker, the Jerry app helps you find and compare quotes from over 50 top insurance providers for free. If you find better coverage, Jerry can even help you switch policies and cancel your old one!”View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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