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How do I know if my insurance company is looking out for my best interest?

Will my insurance company fight for me if I am getting scammed? Is my insurance company getting duped? I was in an accident the other day where a driver cut me off and then suddenly slammed on their brakes. The driver said the car in front of them stopped short but that car just took off when the accident happened.

avatar
Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“What you are describing does sound like a popular staged car accident maneuver called the swoop and squat. It involves two other cars working together, with one cutting you off and the other slamming on their brakes to force an accident.
In these types of accidents, the other driver can claim whiplash in order to get a high
bodily injury liability
payout. Whiplash is hard to disprove and can have a high payout for pain and suffering.
Insurance carriers take fraud very seriously. Fraudulent claims cause the rates for all policyholders to increase.
I suggest contacting your claims adjuster and letting them know of your concerns. They will want to take a closer look to confirm or deny an
insurance scam
before any payments are issued.”
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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