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How do I get insurance for my first car?

I'm 23, just graduated from college, and I'm buying my first car with a loan from the bank. I know I need insurance for it, but I've never had to get it before, and I'm a little unsure of where to start. So how do I get insurance?

avatar
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Congratulations on your first car; that’s an exciting milestone in your life!
The best way to find insurance for it is to shop
car insurance quotes online
or work with a broker.
As a heads up: since you’re financing your car, you’ll have to get full coverage, which includes
comprehensive
,
collision
, and
liability coverage
. With full coverage, you’ll likely have to pay a higher rate than if you just had state minimum coverage.
One of the easiest ways to make sure you get the best deal possible for your required coverage is to use the
Jerry
app. We’ll provide customized quotes from dozens of car insurance companies so that you can simply pick the deal that works best for you. Once you’ve picked the policy you want, we’ll help with the paperwork and phone calls, so you can focus your energy on your new ride!
Good luck with comparing quotes, and enjoy your new car!”
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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