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How do I get cheap insurance as a 21-year-old?

I'm 21 and financially independent. I am about to buy my first car... thinking about a used truck. How do I get cheap insurance as a 21-year-old?

avatar
Nick Kunze · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Your first car—how exciting! The best way to find cheap car insurance is to shop for the lowest rates with the
Jerry
app and seek out applicable discounts.
Jerry is an insurance comparison app that shops for low prices with over 50 different insurance companies for free. You will get quotes in seconds, can make changes at any time, and if you ever have any questions, agents are just a text away!
On top of the savings you can get with Jerry, you may be eligible for certain car insurance discounts, depending on your provider. Some common discounts include:
  • Good student discount
    : If you are a full-time student earning at least a 3.0 GPA, you can often save money.
  • Safe driving discount
    : Many providers offer discounts for drivers who avoid getting into an accident for several years in a row.
  • Bundling discount: If you bundle your auto insurance with renters insurance, for example, you can often earn a discounted rate on each one.
  • Defensive driving discount: Many insurance companies offer discounts for drivers who complete a defensive driving course.
These discounts aren’t always advertised, so be sure to ask your provider about your options.
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WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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