How do I get cheap car insurance for a 21-year-old?

My child is 21 years old. We wanted to get them their own car insurance since they own their car, but it’s so expensive. What are ways we can keep the price down?

Answer
While it’s generally cheaper to keep your child on your car insurance, it’s understandable you’d like to set your child up with their own. To help lower the cost, you have a few options.
First, look at any discounts your child may qualify for. These discounts can include:
Another option is comparison shopping. While insurance will be expensive for a young driver, shopping around can help you find the most savings on a policy. An easy way to do this is with Jerry. The Jerry app can provide you with competitive quotes in under a minute, meaning you always find the best rate for the coverage you require.
Beyond this, stress the importance of being a good driver. Maintaining a clean driving record is one of the best ways to get lower rates as a young driver. As most insurance companies expect young drivers to be in accidents and submit claims, being a safe driver can significantly reduce the cost of insurance.
Lauren Smith
Answered on Nov 02, 2021
Lauren has written for World Nomads, the Matador Network, Korvia Consulting, and once upon a time Three Fates Games. She graduated from Columbia College of Chicago with a BFA in Creative Writing. After graduating, she moved overseas and lived in South Korea where she spent her free time traveling and going on road trips with friends. She misses the rest stop potatoes and is trying to figure out how to recreate them at home. She's now based outside of Chicago and when she's not writing she spends her free time reading, playing video games, and exploring whenever she can.
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