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How do I get around having car insurance?
Car insurance is really expensive, and I don't want to get it if I don't have to. Is there any way that I can get around having it?
Liz Jenson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Insurance can be expensive, but it is almost always legally required to have some kind of coverage in order to operate a vehicle.
Here’s why: If you do choose to drive uninsured and are deemed
at-fault in an accident
, you won’t have any help paying for the medical bills and property damages of the other party.However, there is a
minimum insurance requirement
in each state If you’re hoping to pay less each month, this is the kind of coverage you should be looking for.A legal option: If you would still rather avoid paying for coverage,
New Hampshire
does allow individuals to drive without insurance. However, you would still need to pay out of pocket if deemed at-fault in an accident.Pro tip: The best way to find cheap insurance is by using the
Jerry
app. We’ll collect personalized quotes for you, so that all you need to do is compare rates and find the best deal on the coverage you need. And if you do find a plan you like, we’ll even help you switch!View full answer
- Gregory R.
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