Does Allstate Have a Defensive Driving Course Discount?

Allstate offers a defensive driving course discount, but only in some states. Practicing good driving habits year round can help you save on insurance costs.
Written by Maria Cruz
Edited by Amy Bobinger
offers a defensive driving course discount, but only in states that require it by law. Currently, 37 states and the District of Columbia mandate insurers to provide defensive driving discounts to those who qualify. 

Allstate doesn’t offer a defensive driving course discount to everyone

Even if you take a defensive driving course, you’re not guaranteed discounted insurance rates from Allstate. 
Some states require insurers to provide discounts to drivers who take safe driving courses—if you live in one of these states, you may be able to qualify for a defensive driving discount. It’s best to speak with your insurance agent to see what discounts are available to you.
In some states, defensive driving discounts are only available to certain age groups, like seniors or teen drivers. But some states, like New York, require that auto insurance companies offer discounts to drivers of any age if they complete defensive driving classes.

Allstate’s safe driving program helps you become a better driver—and save money

Allstate’s Drivewise program offers up to 30% off your annual auto insurance policy—but you have to maintain a good driving record.
Safe driving refers to the concept of road safety as a whole. Defensive driving is a driver education course that equips motorists with the skills and knowledge they need to be a safe driver, like avoiding distractions and preparation for dangerous situations.
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Jerry ensures you have the best driving habits before you start tracking them with your insurance provider.
Coming to the table with good habits in tow helps you get the most out of auto insurance discounts.

Other ways to save on car insurance with Allstate

Besides the defensive driving discount, there are a number of
Allstate car insurance discounts
that can help you save:
  • Anti-theft discount: If you have an anti-theft device installed
  • Anti-lock brake discount: If your vehicle has anti-lock brakes
  • New car discount: If your car is a current model year or one year prior and you're the first owner
  • Multiple policy discount: If you have multiple insurance policies with Allstate
Allstate also offers
a smart student discount
to unmarried, young drivers under 25. Eligibility depends on:
  • Whether you have good grades (you must have a B- average or above, or have a GPA of 2.7)
  • Successful completion of the teenSMART driver education program
  • Your location. You must attend school at least 100 miles away from where your car is garaged


How much is the Allstate safe driving bonus?

With Allstate’s safe driving bonus, you’ll earn up to a 5% rebate every six months as long as you don’t file a claim in that period.

Can Allstate Drivewise increase your insurance rates?

You won’t see higher car insurance rates after using Allstate’s Drivewise program.

How much is the Drivewise discount?

You can save up to 30% on your annual car insurance premiums with Allstate’s Drivewise.

What’s the difference between good driving and defensive driving?

Good driving encapsulates the idea of road safety as a whole. Defensive driving is a course that helps teach drivers core techniques and skills to help them on the road.

How do I get an Allstate defensive driving certificate?

You’ll receive a certificate of completion when you finish a defensive driving course. Present it to Allstate to see if you qualify for a discount on your car insurance policy.

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