How do I get a car insurance quote before I buy it?

Can I get a car insurance quote before I buy it? I would like to see a car insurance estimate before I buy a vehicle.

Answer
“Yes, you can get a car insurance quote before you purchase.
There are a couple of ways you can narrow down the cost of your insurance.
Find your vehicle. If you’re in the market for a new or used car, narrow down your selection to about five cars. Your car type is key when searching for insurance and can impact your premium greatly.
How much coverage do you need? Find the amount of car insurance you need to be adequately protected.
Take a look at your state’s minimum insurance requirements and be sure that you are meeting them. Your lender may also require that you have a certain amount of collision and comprehensive coverage
Compare quotes for each vehicle. Use a comparison quote tool like Jerry to compare the same amount of coverage for each vehicle you’re interested in.
Calculate averages. Take the three lowest quotes for each vehicle and average them. This is the estimated average cost of insurance for your potential car.
The estimated average plus the car payment is what you will be paying monthly for your vehicle.”
avatar
Rachel Juillerat
Answered on Aug 19, 2021
Rachel Juillerat has her Master's in Publishing & Writing from Emerson College. You can view her work in the Independent, Cupid's Pulse, and the Penmen Review. She has worked in personal finance for five years before transitioning to insurance. She lives in Boston, where she spends her time exploring small New England towns, learning new skills, and napping through her cat's zoomies.
thumb-up

Did this answer help you?

Ask us a question by email and we will respond within a few days.
thumb-up

Have a different question?

You can meet us at our office and discuss the details of your question.