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How do I decrease my car insurance rates?
I am working on a tight budget. Is there anything I can do to decrease my car insurance rates?
Grace Cho · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Car insurance
can definitely be pricey. Fortunately, there are many ways to decrease your premium. First, find out what discounts you might be eligible for. Common discounts include:
- Discounts for taking defensive driving classes
- Discounts for enrolling in a telematics program
- Bundling multiple insurance products (like home and auto)
- Enrolling in paperless billing
Here are a few ideas on how to decrease your policy in the long run. You might not see the difference right away, but they will help you out in the future:
- Decrease or limit your annual mileage
- Maintain or improve your credit score
- Maintain or improve your driving history—the longer you go without accidents and tickets, the better your rate will be
Perhaps the best way to lower your car insurance premiums is to shop for new quotes next time your policy is up for renewal.
Jerry
can help! By comparing quotes from up to 50 providers, Jerry helps you find the coverage you need at the best price. The best part? Average Jerry users save $879 per year!
View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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