PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
How do I change my car insurance?
How do I switch car insurance providers? I have a different car now and I want to find a new insurance provider for it—preferably, one that can offer cheaper rates than what I pay now.
Hana Sabah · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Changing car insurance can be a challenging feat, but when you break it down, it’s easier than you think. Essentially, you’ll have to choose a new insurance provider and inform the old one that you’re canceling.
Here’s what you need to do:
- Shop around: Collectquotesfrom several auto insurers to find the cheapest option. You also want to review and match policy features, like coverage types, limits, and deductibles to make sure they’re meeting all your needs.
- Research the company: Go through customer reviews and the company’s ratings before you join. This will help you avoid a provider with poor customer service or limited coverage options.
- Contact your current provider: Before committing to a new company, you have to break up with your old one. At that point, you could see if they’re willing to match the offers you’re getting from potential new providers. Sometimes you can even get a better deal out of your current provider if you agree to stay!
- Ask about cancellation fees: Companies tend to have specific protocols when it comes to canceling your policy. It’s smart to find out about cancellation fees and possiblerefundsprior to making the switch.
- Avoid the coverage gap: You want to make sure your car is covered 100% of the time because if you end up damaging your car between policies, you will be responsible for paying for repairs out of pocket. So the day your old policy ends, schedule your new one to begin.
- Get your new insurance card: Every state except for New Mexico allows for digital proof of insurance, which makes it easier than ever to obtain your new insurance card and get rid of your old one.
I know all this sounds like a pain (because it is!), but the
Jerry
app can help. Jerry does all the legwork for you, including finding you a cheaper provider, matching your current coverage, and helping you end your commitment with your old provider—for free.”View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance for Your Car
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
