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How do I calculate my car insurance amount?

I'm getting a 2018 Nissan Altima. I feel good about my loan and car payment, but I need insurance. How do I calculate my insurance amount?

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Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Car insurance
is an important part of budgeting when purchasing a new car. Since you feel good about your car payment, feeling good about your insurance is the next step!
Car insurance companies all calculate rates differently, so you won’t find one single way to calculate your insurance amount. However, you can look into insurance providers to determine what your cost will be.
To do this, request
car insurance quotes
from various companies. Aiming for quotes from three insurers is a great way to find your
average cost of car insurance
.
For an accurate quote, insurance companies need your:
  • Name
  • Driver’s license number
  • Date of birth
  • Social Security number
  • Address
  • Vehicle identification number (VIN)
Insurers also look at your driving record and credit history. After selecting your coverage levels, the provider decides on a rate and provides you with a policy premium.
If you’d rather leave the hard work of gathering quotes to someone else, use Jerry. This app can collect quotes from up to 50 top insurance companies in seconds!”
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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