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How do I buy a certified pre-owned vehicle with a loan?
I found some great deals on certified pre-owned vehicles at my local Buick dealership. How do I get a loan to buy one?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Certified pre-owned vehicles are a great way to couple peace of mind with a value buy!
In terms of a
car loan
, approval for a certified pre-owned vehicle requires the same steps you’d take if you were getting a loan on a used car. The only difference is that certified pre-owned vehicles are newer with lower mileage, which lenders like more than old or worn-down cars.To get the best loan rate, shop around with multiple dealers, banks, credit unions, or online lenders. Then apply to the lenders with the lowest rates—make sure to provide all necessary documentation. If you have a good monthly income and a decent credit score, you should be able to secure a loan.
Since your lender will likely require full-coverage insurance for your Buick, be sure to download the
Jerry
app to compare dozens of competitive quotes and access the best rates. View full answer
- Gregory R.
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