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How can I get pre-approved for a car loan with Chase?
What do I need to get pre-approved for a loan with Chase? I’ve been banking with Chase for two years. I thought it was only fitting if I made them my lender for my car loan.
Phoebe Mah · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Applying for a loan with a bank you’re a member of is a great idea! To get pre-approved for a car loan with Chase, you will need to provide the following documents:
- Government-issued ID. The ID must have your photo, signature, and address on it.
- Vehicle information. You’ll need to give the bank an idea of what type of car you’re looking for and the general price range. Having a make, model, and year in mind can help.
- Proof of income. Chase will need to see you have a steady source of income. Typically they’ll want to see proof of employment, like pay stubs or W-2s.
After collecting these documents, the next step is to go to your local Chase branch and speak with a financial expert. They’ll have you fill out an application and check your credit. If approved, you’ll receive a pre-approval letter from Chase, which will include the amount you can borrow up to and your interest rate.
Keep in mind, pre-approvals are usually good for 60-90 days. If you don’t purchase a vehicle in that timeframe, you’ll have to reapply.
After getting pre-approved, it’s important to know how much you’ll spend on other
car expenses
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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