How can I get cheap car insurance if this is my first auto policy?

I have always been on my parent's policy. But, now, at the age of 30, they are kicking me off! Is there a way to get cheap car insurance when you haven't had insurance before?

Answer
“We all get kicked out of the nest at some point! Don’t worry, insurance history is a rating factor for most car insurance companies and there may be a way to use the time on your parent’s policy to help lower the cost of your new policy.
Starting a new insurance policy when you haven’t had one before can be very expensive. Insurance providers generally offer a lower rate to drivers who have had three years of continuous prior insurance.
It sounds like you have had insurance for a long time, just not under your name. If you have been an active driver with an active driver’s license, have your parent’s insurance company send you a letter stating how long you have been a driver on that policy.
Most insurance providers will count the time you were insured with your parents and rate you in a preferred category. If they ask for proof of prior coverage, you can send them a copy of the letter.
Another way to get the best price is to shop with multiple insurance carriers simultaneously.
An intelligent AI-based tool like Jerry is the easiest and most effective way to find a car insurance policy that is customized for you. Jerry shops with over 50 insurance companies and provides you all of the lowest options in just seconds!”
Shannon Martin
Answered on Oct 11, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.
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