PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
How can I check my car value for insurance?
How can I find out how much my car is worth for insurance purposes? I was in an accident and my car was deemed totaled by my insurance company. I want to know how much my insurance provider should give me for my vehicle.
Phoebe Mah · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
When insurance adjusters are assessing your vehicle for its value, they are checking for the
actual cash value (ACV)
. While many people think this value is determined by the amount they paid for their vehicle, ACV is the value of your vehicle in its condition prior to the accident occurring.Regardless of the year, make, and model of your vehicle, it is common for the ACV to be thousands of dollars less than the original price of your car. This is because the value of a car depreciates over time. While it is good practice to take care of your car and stay up to date on maintenance, it unfortunately will not substantially increase the ACV.
ACV may be determined by the following factors:
- Vehicle mileage
- Age of the vehicle
- Signs for wear and tear
- Vehicle history of accidents
- Depreciation of the vehicle
- Mechanical issues
- Cosmetic damages
If you are looking to find cheaper and better car insurance for your replacement vehicle, look no further!
Jerry
is here to provide you with competitive quotes in under a minute. Jerry takes care of all the paperwork and phone calls and can even assist you in canceling your old policy!View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance for Your Car
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
