Expert Advice for Total Loss Car

All Questions on Total Loss Car

How do I deal with my car insurance company if my car was totaled in an accident?
I got into an accident and the car insurance company deemed my car a total loss. I've never had to deal with anything like this before; what do I do now?
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Eric Schad
Sep 22, 2021
What color of car has the lowest rate of accidents?
My car was just totaled in an accident. I'm mostly okay, as is the other driver, but it was honestly a terrifying experience, and I never want to go through that again. I've heard that some colors of car can reduce your chance of being an accident—if this is true, what color of car is least likely to get into an accident?
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Emily Maracle
Sep 20, 2021
Does car insurance cover the cost of aftermarket parts when your vehicle is totaled?
If my car has aftermarket parts and someone totaled my car, will their insurance cover the cost? I'm worried about this scenario because I've had some significant work done to my Mustang.
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Sophie Newman
Sep 15, 2021
How much does it cost to buy back a totaled car from the car insurance company?
I was in an accident and my car was deemed a total loss. The insurance company paid me the fair market value of the vehicle. However, I have the skills and desire to repair the vehicle, and I want to give it a shot. Is there any way I can buy my totaled car back? And how much will it cost?
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Eric Schad
Sep 13, 2021
Can I get a second opinion if my vehicle is marked a total loss?
I was in an accident and my insurance says my car is a total loss. It doesn't seem like that much damage and I'd rather just get my vehicle repaired. Can I request a second opinion?
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Emily Maracle
Sep 10, 2021
How do insurance companies decide if a car is a total loss? Is it worth keeping a totaled car?
What is considered a total loss by a car insurance company? My 2011 Honda Accord Coupe suffered some serious damage when I hit a deer. I'm hoping it won't be considered totaled.
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Savannah Grabek
Sep 09, 2021
What do I do if my car is totaled?
I totaled my car—what do I do now? I’ve never been in this situation. I’m okay and not severely injured. But I don't know what my next steps should be.
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Phoebe Mah
Sep 09, 2021
How do I know if my car is considered totaled in Texas?
How much damage does it take to total a car? Last night there was a bad storm and the trees were swaying very hard. This morning I was leaving the house for work and I saw a tree had toppled on top of my car. Is my car considered totaled or can it be fixed?
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Phoebe Mah
Sep 09, 2021
What do I do if I disagree with my insurance company's decision that my car is a total loss?
I got into a pretty bad crash and my car got the worst of it. The insurance adjuster decided that my car is a total loss, but I think it can still be saved. What do I do?
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Alexah Grinnell
Aug 06, 2021
How much money will the insurance company pay out for my totaled vehicle?
My Ford Edge has been deemed a total loss after it was hit by a motorist who was texting and driving. How much money can I expect from the insurance company? Will they offer book value or take certain factors into consideration, like the hardship of being without a vehicle?
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Alexah Grinnell
Aug 06, 2021
Is mileage a factor when insurance companies decide whether a car is totaled?
How do car insurance companies decide whether a car is totaled or just needs repair? Does the number of miles on the car matter?
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Jessica Bartolucci
Aug 06, 2021
How do I file a gap insurance claim in Minnesota?
How do I file a claim with my gap insurance? I purchased a new Honda CR-V a couple of years ago with gap insurance. It's totaled after an accident, so I need to file a claim with my gap insurance.
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Sophie Newman
Jul 23, 2021
What should I do if I have no collision insurance and my car gets totaled?
I was in a car accident that was my fault, but I don't have collision insurance. I only have liability coverage. What are my options now?
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Eric Schad
Jul 21, 2021
Can I keep my car after the car insurance company says it's a total loss?
Do I have to give the vehicle to the insurance company when they give me the check? I was in a car accident and the car insurance company deemed it a total loss. My question is, can I keep the vehicle?
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Eric Schad
Jul 21, 2021
What happens if my car was totaled the week after I bought it?
What happens to my car? Will the insurer pay for a new one? I just bought a car and one week later, it's totaled. I have comprehensive and collision insurance as required by my lender.
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Eric Schad
Jul 21, 2021
When does USAA deem a car totaled?
How does USAA determine that a vehicle is totaled? I was in an accident and my vehicle has significant damage. The mechanic told me it's not worth repairing; however, I'm unsure what my car insurance company would say.
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Eric Schad
Jul 16, 2021
My liability-only car was totaled in an accident, now what?
What should I do if liability won't cover all the damage to my car? My 2010 Kia Sportage was deemed a total loss by Progressive. I didn't carry collision coverage so I know I won't get a payout, but I don't think the damage to the car is that bad.
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Shannon Martin
Jul 06, 2021
Should I buy a car outright with my total loss settlement money?
"Should I use the settlement money from my totaled car as a down payment for a new car or buy a used car outright? I recently got in a wreck in which my Honda was considered a total loss. The insurance gave me the full value of the car, which is more than enough to pick up a decent used car of the same value."
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Johnny Puckett
Jun 25, 2021
Can I still drive a totaled car?
"My car was deemed a total loss by my insurance company. The bumper is cracked, but I can still drive it. Am I allowed to do this?"
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Emily Maracle
Jul 28, 2021
What will my insurance cover if my daughter totals my car?
"I think my car is totaled, will my insurance cover it? My daughter lives with me, has her permit, and usually only drives with me. However, she did take the car without me and ended up getting into an accident."
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Emily Maracle
Jul 27, 2021

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