protects your possessions—plus provides personal liability—when you are living in a rental. You’ll be covered for any peril named on your policy. Named perils are always sudden, unexpected events that can cause damage or losses—like a fire, storm, or theft.
Many policies do not cover flood damage. USAA, however, does cover its renters against flood damage. If anything is damaged after a flood, all you need to do is file a claim to get reimbursed.
If you’d like to upgrade your coverage or see if there are any opportunities to bundle with your auto insurance, you should download
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