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Does standard renters insurance cover a backed-up sewer drain?

"Sewer backup spilled into the basement of the home I'm renting. Many of my belongings are now damaged. Will my renters insurance (standard policy) cover this damage?

"

avatar
Jackie Whalen · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“No, unfortunately your standard renters insurance will not cover sewer backup. Sewer backup coverage is typically an add-on coverage to your policy, which you pay an extra cost for. Check with your insurance agent or company to add this coverage so you are protected for future incidents. “
Renters Insurance
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