Does standard renters insurance cover a backed-up sewer drain?
"Sewer backup spilled into the basement of the home I'm renting. Many of my belongings are now damaged. Will my renters insurance (standard policy) cover this damage?
Answer provided by
Answered on Apr 13, 2021
Jackie Whalen has been in the insurance industry for over 7 years, working in sales, service and claims. She has won numerous awards as a top salesperson and customer service agent. She currently lives in New York with her husband. Her 24 year old son recently moved out on his own which has given her more time to travel, write and train her dog Maisy not to chase her cat, Whiskey.
“No, unfortunately your standard renters insurance will not cover sewer backup. Sewer backup coverage is typically an add-on coverage to your policy, which you pay an extra cost for. Check with your insurance agent or company to add this coverage so you are protected for future incidents. “
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Browse by topics
What others are asking
Can I change my address to a new state during the policy term, or do I have to wait until the renewal?
I am moving to Kentucky at the end of this month for a new job. I just started my GEICO policy last week for my current state of Utah. Can I change my policy now or do I have to wait until my renewal?
Apr 14, 2021
How much can I expect to pay for my own car insurance plan as an 18-year-old driver?
I just turned 18 and I'm going to get my first car soon. I have to get my own car insurance plan since my dad won't put me on his. How much do you think I'll pay?
Apr 12, 2021