PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Does renters insurance cover damage from an accidental gunshot?
My brother accidentally discharged his gun in his apartment and now there's a bullet hole in his wall. Thankfully, no one was hurt. Will his renters insurance cover the damage to the wall?
Jackie Whalen · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
The answer is, probably not. While renters insurance can cover accidental damage, most jurisdictions have laws regulating the use and discharge of firearms. Even though your brother fired the gun accidentally, his actions would still be considered negligent, and therefore the damage would not be covered under his policy.
The likely scenario is that the landlord will fix the wall and then bill your brother for it without filing a lawsuit. In this case, your brother would need to pay out of pocket for the cost of repairing the wall.
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
