Does my Moped need insurance in California?

I live in Bakersfield and I just bought a Moped and plan to drive it this summer. Do I need to get insurance on it?

Answer
“Congrats on the new ride!
In California, you don’t need to carry Moped insurance. However, you are required to register it with the DMV, as you need special license plates and an ID card to operate it.
Also keep in mind that California requires you to have a motorcycle license to legally drive it as well.
Although Moped insurance isn’t required, you should still consider it. Even just having liability insurance can significantly reduce your financial risk. If you get into an accident and injure someone or damage their property, your liability insurance would cover it.
Most people drive Mopeds to save money during the warmer months, so you likely don’t want to end up paying more because you didn’t have insurance.
If you already have a car or home insured, you can also save money by insuring your Moped with the same provider and bundle your two policies. If you want to check that you’re getting the best deal on your bundle, the Jerry app is here to help! We’ll get you multiple customized quotes from different providers so you can make sure you’re getting the best price for your coverage—we’ll even help you switch if you find a plan that works better! That way, you can enjoy the open road worry-free.”
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Emily Maracle
Answered on Sep 02, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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