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Does my Moped need insurance in California?

I live in Bakersfield and I just bought a Moped to drive this summer. Do I need to get insurance on it?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
In
California
, you don’t need to carry Moped insurance. However, you are required to register it with the DMV, as you need special license plates and an ID card to operate it.
Keep in mind: California requires you to have a motorcycle license to legally drive it as well.
Pro tip: Although Moped insurance isn’t required, you should still consider it since even just having
liability insurance
 can significantly reduce your financial risk. If you get into an accident and injure someone or damage their property, your liability insurance would cover it.
Most people drive Mopeds to save money during the warmer months, so you likely don’t want to end up with additional costs just because you didn’t have insurance.
If you already have a car or home insured, you can also save money by insuring your Moped with the same provider and bundle your two policies. 
MORE:
What to do after an accident
DMVMotorcyclesLiability Coverage
View full answer 
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