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Does home insurance have to be in the name of the owner?
My parents recently purchased a new home and let me move into their old one. I found out they don’t have a home insurance policy, so I’d like to get one. Can I put my name on the policy or will the home insurance have to be in the name of the home’s owner?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
That’s awesome your parents are letting you live in their old home! Getting a home insurance policy is a smart idea but home insurance has to be in the name of the owner.
Most insurance companies require anyone getting an insurance policy to have insurable interest on the property. Owning a home or a vehicle is an insurable interest, meaning you have a reason to want a policy or coverage.
While you could technically pay for it, you’d need their information to get a policy.
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- Gregory R.
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