My old apartment was plagued by plumbing problems. Now that I'm about to buy my first house, I want to know if home insurance will cover any future plumbing issues at the property.
. If sewage backs up into your home, it could cause a lot of damage to your property. Most companies typically offer water/sewer backup coverage as an add-on; it isn’t generally included in standard homeowners policies.
A frozen pipe could also result in a water loss. If your pipe freezes and bursts suddenly and accidentally, then the water damage would typically be covered by your home insurance.
, then most policies may not extend coverage to you.
If you have questions about your coverage and whether it is sufficient, it is a good idea to talk to your insurance agent.
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