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Does having a burglary claim on your record make it harder to switch insurance providers?

After I filed a burglary claim, my insurance agent told me that having the claim on my record would make it nearly impossible to switch between insurance providers in the near future. Is this true?

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Savannah Grabek · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“There are certain claims that insurance companies do not like to see, and burglary is one of them. This is because they believe that it is likely to happen again, plus burglary claims are the most likely to be fraudulent.
If you are a victim of a burglary, you will want to take precautions to make sure it does not happen again, like installing cameras or an alarm system. This is because if you have to make another burglary claim, it will be nearly impossible to get insurance and your current company may not renew your policy.
You may have to wait a few years before the claim comes off your record, but you can still shop for your home insurance. It is best to be upfront with agents and let them know what claims you have had, so they can tell you if they are able to insure you. “
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