Does having a burglary claim on your record make it harder to switch insurance providers?

After I filed a burglary claim, my insurance agent told me that having the claim on my record would make it nearly impossible to switch between insurance providers in the near future. Is this true?

Answer
“There are certain claims that insurance companies do not like to see, and burglary is one of them. This is because they believe that it is likely to happen again, plus burglary claims are the most likely to be fraudulent.
If you are a victim of a burglary, you will want to take precautions to make sure it does not happen again, like installing cameras or an alarm system. This is because if you have to make another burglary claim, it will be nearly impossible to get insurance and your current company may not renew your policy.
You may have to wait a few years before the claim comes off your record, but you can still shop for your home insurance. It is best to be upfront with agents and let them know what claims you have had, so they can tell you if they are able to insure you. “
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Savannah Grabek
Answered on Apr 09, 2021
Savannah Grabek is an expert in Personal Lines insurance. She has 5 years experience in the insurance industry. Savannah began her carrier working with just property insurance and is now tenured in all personal line including home, auto, motorcycle, boat and umbrella. She previously worked for GEICO and has now been working with Jerry insurance for the past year. Savannah lives in New York with her son, fiancé, and puppy Bear. In her free time she enjoys spending quality time with her family and hiking with her dog.
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