Does having a burglary claim on your record make it harder to switch insurance providers?
After I filed a burglary claim, my insurance agent told me that having the claim on my record would make it nearly impossible to switch between insurance providers in the near future. Is this true?
“There are certain claims that insurance companies do not like to see, and burglary is one of them. This is because they believe that it is likely to happen again, plus burglary claims are the most likely to be fraudulent.
If you are a victim of a burglary, you will want to take precautions to make sure it does not happen again, like installing cameras or an alarm system. This is because if you have to make another burglary claim, it will be nearly impossible to get insurance and your current company may not renew your policy.
You may have to wait a few years before the claim comes off your record, but you can still shop for your home insurance. It is best to be upfront with agents and let them know what claims you have had, so they can tell you if they are able to insure you. “
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Read advice from car experts at Jerry
Browse by topics
What others are asking
How can I upload proof of car insurance to Grubhub?
I'm trying to start driving for Grubhub. They only allow me to upload one page for proof of insurance. My car insurance policy and ID card are on two separate pages. What should I do?
Apr 21, 2021
Will uninsured motorist property damage coverage pay for what I owe on my car loan in Georgia?
I was involved in an accident with an uninsured driver. The insurance said the car is totaled, but I still have a loan on the car. I have UMPD coverage in GA. How does this work?
May 13, 2021
Why does my GEICO insurance card read "evidence of liability card" when I have full coverage?
I just got new insurance (full coverage) on my vehicle. When I received the insurance card in the mail, it just said "evidence of liability card." What gives?
Apr 23, 2021