PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Does car insurance cover rat damage?
I couldn’t get my truck to start this morning. When I checked under the hood, I saw that some of my wiring had been chewed up, and I found a couple of rats in my garage. Now, I can’t get to work, and I’m hoping I won’t be out more money on repairs. Will my insurance cover the damage from rats?
Samuel Todd · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Oh no! I’m sorry to hear about the damage to your vehicle. Although not every insurance policy covers damage from rodents, if you have comprehensive insurance, you should be good to go.
Comprehensive insurance covers damage to your truck that isn’t from a collision: fire, falling branches, vandalism, and yes, even rats. If you suspect that the harm to your truck came from rodents, call your insurer. They’ll help take care of the repairs and get your truck back on the road as soon as possible.
If you’re trying to avoid rat damage in the future, try to keep your truck clean and park far from food sources. Also, since rodents gravitate towards warmth in the winter, keeping your truck somewhere enclosed, like a garage, is a great idea.
To make sure that your policy has you covered in any situation, check out
Jerry
. Jerry is a car insurance
super app and policy-shopping genius that will find you the lowest rates without sacrificing coverage.Sign up in just 45 seconds, then let Jerry get you the best rates. The average Jerry user saves $887 on car insurance!
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
.jpg&w=64&q=75){kind=avatar}
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
