Does bodily injury cover medical expenses in Alaska?

How does bodily injury insurance cover medical expenses? I have bodily injury as part of my liability coverage.

Answer provided by
Sophie Newman
Answered on Jul 01, 2021
Sophie Newman is a writer from California. Her hobbies include brewing her own kombucha, riding horses, and taking long road trips.
Bodily injury liability covers expenses for the other party in the event of an accident in which you, the policyholder, is at fault.
These costs may include:
  • legal fees
  • loss of income
  • funeral expenses
  • pain and suffering
What bodily injury liability excludes is your–the policyholder’s–medical costs in the event of an accident.
For this, you’ll need to use your own health insurance or supplemental medical payment coverage unless you live in a no fault state.”

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