Services
Insurance
Loans
Repairs
Advice
About

"Do insurance companies consider a 2019 Volkswagen Golf GTI a sports car?"

"I want to get one and I heard sports cars cost more to insure. What kind of car is it considered? Will I pay more?"

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“A Volkswagen Golf GTI is considered a sports car. To
car insurance
companies, this is considered a higher risk vehicle.
As most sports cars are designed for speed, insurance carriers associate them with more claims. To protect themselves, insurance carriers charge a higher rate.
While the type of vehicle you drive is one factor that car insurance carriers look at, there are many other factors that make up a rate. Your age, driving record, credit history, and where you live can also influence your rates.
If you’re an older driver who has a clean driving record, the cost of your insurance on a sports car will likely be less than a younger driver.
If you’d like to see your rate, you can always request
car insurance quotes
. You’ll be able to see rates carriers may charge to insure the vehicle.”
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings