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Do I need personal injury protection insurance if I have great health insurance from my job?
I was thinking of getting personal injury protection on my car insurance policy, but I already have great health insurance from work. Is there a benefit to getting personal injury protection?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“If you do have comprehensive health insurance from your job, it may make personal injury protection (PIP) unnecessary. But you should check with your healthcare provider before you make a decision.
You should also be aware that PIP coverage is legally required in 12 states, including Florida, Kansas, Kentucky, Massachusetts, Michigan, and New York. If you live in one of these states, then it doesn’t matter how good your health insurance is—you must purchase PIP.”
View full answer
- Gregory R.
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