Do I need personal injury protection insurance if I have great health insurance from my job?

I was thinking of getting personal injury protection on my car insurance policy, but I already have great health insurance from work. Is there a benefit to getting personal injury protection?

Answer provided by
Eric Schad
Answered on Apr 28, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
“If you do have comprehensive health insurance from your job, it may make personal injury protection (PIP) unnecessary. But you should check with your healthcare provider before you make a decision.
You should also be aware that PIP coverage is legally required in 12 states, including Florida, Kansas, Kentucky, Massachusetts, Michigan, and New York. If you live in one of these states, then it doesn’t matter how good your health insurance is—you must purchase PIP.”

Did this answer help you?

Ask us a question by email and we will respond within a few days.

Have a different question?

You can meet us at our office and discuss the details of your question.

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies