PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Do I have to add my 19-year-old daughter to my car insurance?
My daughter lives with me in Knoxville, TN. She has her own policy and car. But my insurance company says I have to prove she has her own policy, or they'll keep her on mine and charge me extra. Is this allowed?
Carol Chung · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Yes, this is allowed. If you can offer proof that your daughter has her own
car insurance
, your company will exclude her from your policy and you won’t have to pay more money.The reason your company is pushing you for proof is that everyone in your household who’s of legal driving age is required to be listed on your policy. This is because they can potentially access your vehicle.
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance for Your Car
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
