Do car insurance companies share the data they have on you with third parties?

I'm concerned about companies sharing my personal information. Do car insurance companies follow privacy laws? Do they share data?

“There are several federal privacy laws, as well as state regulated acts, that protect your data when obtaining car insurance. While you agree to let car insurance companies access your credit report and driving record, they typically don’t share it with third parties.
If they want to share private information with third parties, they must obtain your permission and provide you with a notice of how they use it. In addition, anyone with your permission can access the same information. Insurance companies pull your credit report from credit reporting agencies. Your driving record and claims history are accessible through the DMV and LexisNexis.
If you’re requesting multiple car insurance quotes on Jerry, each of the 50-plus companies that work with Jerry will be able to see the same information. If you’re concerned about your privacy and personal information, be sure to read over the privacy notice that insurance companies provide you before applying.”
Emily Maracle
Answered on Sep 10, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.

Did this answer help you?

Ask us a question by email and we will respond within a few days.

Have a different question?

You can meet us at our office and discuss the details of your question.

Read advice from car experts at Jerry

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
Find insurance savings — it's 100% free