Can you list your marital status as single on car insurance if you've been divorced?

I've been divorced for five years. Is it fraud if I list my marital status as single on my car insurance application?

Answer
“If you are divorced, you’ll want your marital status on your car insurance application to reflect that. If it’s not accurate or you misrepresent yourself on an application, a car insurance company would deny you coverage.
The only exception is if your car insurance company doesn’t offer divorced as a marital status. It’s unlikely that they wouldn’t, but if so, listing your status as single wouldn’t impact your policy.
While it may seem like a small detail, car insurance companies use your marital status and other personal information to rate your policy. By incorrectly listing your marital status, your rate could be lower or higher than what it should be.
If you’re unhappy with your rate with your current company, be sure to request car insurance quotes from other companies. Shopping around and comparing rates may save you some additional money, regardless of your marital status.”
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Emily Maracle
Answered on Sep 10, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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