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Can I join USAA if I'm not in the military?

I heard USAA has good service and insurance rates. Can I join if I’m not in the military?

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Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
If you aren’t a member of the military, you may be able to join
USAA
if you have a parent in the military.
To qualify for a USAA membership, you must be one of the following:
  • A current member of the U.S. Air Force, Army, Coast Guard, Marines, Navy, National Guard, or Reserves
  • A retired veteran or former military member with an honorable discharge
  • A cadet or midshipman at a US service academy, in advanced ROTC or on ROTC scholarship, or an officer candidate (within 24 months of commissioning)
  • Child or step-child of a USAA member
If you're a widow, widower, or former spouse of a member and you have not remarried, you are allowed to keep an existing USAA policy.
If you don't have any of the above ties to the military, you won't be able to qualify for USAA membership. You can still find great
car insurance
rates by shopping around for coverage with at least 3-5 different insurance companies.
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