Can you drive without car insurance in New York?

The rates for purchasing car insurance in NYC are much more expensive than where I used to live in Michigan and I'm not sure I can afford it. What would happen if I cancel my policy and get caught without insurance?

Answer
“While car insurance can be pricey in cities, there are costs associated with not purchasing insurance, which is legally mandated in most states including New York.
The traffic court fine could be as much as $1,500 for driving without insurance or allowing someone else to drive your uninsured vehicle, and the DMV will revoke your license if you’re involved in an accident without insurance. You will also have to pay the DMV an additional civil penalty of $750 to get your license back after revocation.
Purchasing even the minimum car insurance guarantees that you will not face these consequences.
Car insurance doesn’t have to be unaffordable. Try using the free Jerry app. Jerry pulls quotes from the top 50 companies and delivers the best deals to your phone in minutes.”
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Sophie Newman
Answered on Aug 03, 2021
Sophie Newman is a writer from California. Her hobbies include brewing her own kombucha, riding horses, and taking long road trips.
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