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Can I use my car insurance to cover a scratch on my Volkswagen?

"Can I use my car insurance to get a scratch fixed? I have a 2013 Jetta and I just noticed it has a huge scratch on one side, but I don't know where it's from."

avatar
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“If you have
comprehensive car insurance
, you may be able to use your insurance to fix the scratch.
A scratch could be considered vandalism, which is a peril covered under most comprehensive policies.
Keep in mind that if you file a claim, it may affect your insurance rates. You may want to weigh the cost of covering repairs on your own with an increase in premiums.”
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