Can I use my car insurance to cover a scratch on my Volkswagen?

"Can I use my car insurance to get a scratch fixed? I have a 2013 Jetta and I just noticed it has a huge scratch on one side, but I don't know where it's from."

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Sophie Newman
Answered on Jul 28, 2021
Sophie Newman is a writer from California. Her hobbies include brewing her own kombucha, riding horses, and taking long road trips.
“If you have comprehensive car insurance, you may be able to use your insurance to fix the scratch.
A scratch could be considered vandalism, which is a peril covered under most comprehensive policies.
Keep in mind that if you file a claim, it may affect your insurance rates. You may want to weigh the cost of covering repairs on your own with an increase in premiums.”
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