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Can I take my name off a car loan?
I have a car loan with a now-ex-boyfriend. I agreed to let him have the car, provided I can remove the name from the loan—but honestly, I'm not sure where to start. How do I do it?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Sorry to hear about your relationship—hopefully you’re moving on smoothly, and better things are surely on the horizon! And I’m happy to say that you have a couple options to get your name off the
car loan
—although you will need your ex’s approval to do so.To get your name off the car loan, you should discuss refinancing. He can refinance the car in his name only and this will effectively take your name off the loan. If refinance isn’t an option, and if he’s willing, you can also agree to sell the car.
Since you’re a co-borrower, your name will stay on the loan unless you can agree to one of the solutions above.
If you need a car in the future due to this situation, don’t forget about your car insurance on top of a new loan. One easy way to get the best rate on a new plan is with the
Jerry
app—we’ll get you customized quotes from top insurers in seconds so that all you have to do is pick the plan that works best for you.Best of luck with everything, and hopefully the future looks bright!
MORE: How to refinance a car
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