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Can I sell a car with a title loan?

Is there any way for me to sell my car even though it has a title loan? I’m ready to get rid of my car and upgrade to a better one, but I’m still paying off a title loan.

avatar
Liz Jenson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Selling your car can be tricky, especially when you’re still paying off debt. While you can sell a car with a title loan, you’ll need to pay off the loan before you can
transfer the title
 to the new owner.
Since title loans mean a lender has a lien on your car, it’s not really yours to sell until it’s paid off. However, you can still:
  • Find a buyer who’s willing to pay off the loan as part of the price for the car.
  • Ask your lender if your buyer can assume the loan.
  • Seek out a buyer who can wait until after you pay off the loan to get the car title.
While you’re selling and buying cars, you should take a minute to make sure you’re getting the best available rates on auto insurance with
Jerry
. A licensed broker, the Jerry app can help you find and compare quotes from over 50 top providers in minutes. That way, you always know you’re getting the best rate before you settle.
MORE:
What is a prepayment penalty on your car loan?
Selling a CarCar TitleCar Loans
View full answer 
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