Can I remove the auto insurance from a Budget rental car during the rental period?

"I rented a car from Budget and got all of their insurance since I don't have my own. But it's really expensive and I'm regretting getting it.

I read that you can go to a Budget location and remove the coverage. Is this true? I have damage, supplemental liability, roadside assistance, and personal accident insurance. Is there a reason why I shouldn't remove these? "

Answer
“Without a car insurance policy of your own, you should leave the rental car insurance on your rental vehicle.
The damage waiver and supplemental liability provide coverage if there is an accident or damage to the vehicle. You’ll want to keep both to avoid having to pay out of pocket for any damages.
You could consider dropping the roadside assistance and personal accident insurance. If you have health insurance, you may have better coverage than what the rental company is offering for injury protection. Paying for a tow truck out of pocket may also be less expensive.
Credit card companies also often offer some type of rental car coverage. If you paid with a credit card, you should look into what benefits your card might offer. Depending on that coverage, you could consider dropping liability or damage coverage. “
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Emily Maracle
Answered on May 17, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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