Can I remove insurance from a car that isn’t being driven thanks to the pandemic?

Everyone in my house is working from home due to COVID-19. We only use one car now. Can I take the insurance off the other car?

Answer provided by
Shannon Martin
Answered on Apr 26, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.
“Contact your insurance agent about a storage policy; this could be a way to save a great deal of money for your family.
With a storage policy, liability coverage and collision coverage are removed from the vehicle, so no one can drive the car at this time. Only comprehensive coverage protects your car from non-collision perils like fire, theft, and vandalism.
In some states, you will need to surrender your plates when you get this type of policy.
If you are still making payments on the vehicle, you will need to contact the lienholder to make sure that this type of policy meets their minimum coverage requirements.”

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