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Can I get a car loan with a 611 credit score?

For the past two years, I’ve been diligent about paying off my credit card debt in order to boost my credit. My goal is to take out a car loan once I have a good enough credit score to do so. Will my 611 credit score be good enough for a car loan?

avatar
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Way to go on improving your credit score! You can probably get a
car loan
with a 611 credit score, although you may have to shop around a bit more to find a willing lender.
With a 611 credit score, you’re in the nonprime range of borrowers. This is better than subprime, but it’s not quite in the prime range where you get the best interest rates. To work with you, lenders might require:
Like you would with any type of loan, shopping around can help you find a lender with the best terms and rates. The more time you put in, the better your results will be.
Keep in mind that no matter what lender you choose, they’re going to require you to have full coverage car insurance. That’s when
Jerry
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