Are certified checks for car loans from a bank always legitimate?

"I'm buying a vehicle from a private seller. I got approved by USAA, but since they have no branches in my area, the seller is leery about accepting a check because he's been burned before.

Is a certified check from USAA always legitimate?"

Answer
“USAA has been around for 90 years. They’re a reputable company, so there’s no reason to think that the check would bounce.
If he’s worried about the check bouncing, offer to wait until the check clears before you take the keys from him.
You can also tell him you’ll go to his bank to make sure the check is fine. In most cases, a cashier’s check or certified check is as good as cash.”
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Eric Schad
Answered on Jun 02, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
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