aren’t known for playing on the same field. While the Japanese brand focuses on value with style, the Swedish automaker aims itself toward audiences looking for luxury, safety, and performance. But that doesn’t mean their markets don’t have any crossover.

For one thing, Volvo’s done a pretty good job of creating a sleek, sophisticated lineup of SUVs and sedans. On top of that, Mazda’s 2021 lineup performs better than you’d expect from vehicles starting under $30,000, and its safety ratings score similar points to its Swedish competitor.

To get a better picture, take a close look at how the 2021 Mazda CX-5 compares to Volvo’s XC40. If you’re focused on getting the most bang for your buck, you’ll quickly realize that the CX-5 is your choice. But for those with some extra money to spend, the Volvo just might be the balance between form and function you’re looking for.

The 2021 Mazda CX-5 has gotten a lot of love from both critics and consumers.

2021 Mazda CX-5 vs 2021 Volvo XC40: the similarities

Both of these compact SUV crossovers are attractive options. Even their curb-appeal will have your neighbors giving you a double-take the first day you roll one or the other into the garage.

A look under the hood probably won’t make your decision any easier. The two engine options in both the CX-5 and XC40 offer almost the exact same power and fuel efficiency, with Volvo having the slightest of advantages in terms of power and Mazda taking the win for fuel economy by one mile to the gallon.

Inside, safety and infotainment features are also nearly the same. Both driver-assistance systems are standard and include automated emergency braking with pedestrian detection and lane-departure warning with lane-keeping assist.

The Mazda CX-5 also includes adaptive cruise control, but Volvo’s semi-autonomous driving system is one of the best in the business.

MORE: Volvo Will Collaborate With NVIDIA On New Infotainment System

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What sets the 2021 Mazda CX-5 and Volvo XC40 apart?

While the CX-5 and the XC40 match each other in almost every aspect, there are a few key differences in what the two SUVs offer.

As a luxury brand, Volvo steps a few features up to justify the higher price tag.

Car and Driver

says leather upholstery comes standard in all three trim levels, the infotainment touchscreen has two inches on the 10.3-inch one in the CX-5, and, starting at $55,000, the Recharge model is available for anyone wanting to join the electric revolution.

Unsurprisingly, the main thing Mazda can hold over Volvo here is value. According to

Kelley Blue Book

, the CX-5 starts a full $8,000 cheaper than the XC40.

Its top trims are a little closer (if you don’t count the Recharge), with the CX-5 Signature at $38,700 and the XC40 Inscription available for about $40,500. But with seven trim levels, you can add a lot to your Mazda before you reach that price.

Cost of ownership, compared

MORE:

Mazda's Impressive Consumer Reports Win Has a Hidden Bonus

Obviously, looking at the price tags at the

dealership

, you can save a lot of money by choosing Mazda’s 2021 CX-5 over Volvo’s XC40. But do those savings carry over once you drive your new SUV off the lot?

According to

CarEdge

, the answer is a resounding, "Yes." Depreciation, interest, fuel, maintenance, and car insurance all cost less on average for the Mazda.

If you’re shopping for car insurance,

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will generate competitive quotes from top providers in less than a minute. Jerry gathers your information from your past insurer, so you're not responsible for any long forms or phone calls. Basically, you get all of the

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, with none of the hassle.

Car Buying Mazda

Written By

Andrew Koole · Expert Insurance Writer

"B.A., English Literature, MedAndrew Koole is an insurance writer who specializes in writing automotive news articles. Andrew’s mission is to create informative and instructional content car owners can use to reduce costs, master repair skills, and learn more about the automotive industry. Andrew has published over 600 articles for Jerry on topics ranging from automaker history to car insurance deductibles. Before joining Jerry in 2021, Andrew split his time between freelance writing in the entertainment and travel industries and creative writing in poetry and fiction. His writing is featured on a variety of arts and travel websites, including his own Ponytail Press.

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