might just be the dictionary definition of American luxury. With added safety features like side airbags mounted in the front seats, this accessible, limousine-like ride still holds a high-demand place in the hearts of

Lincoln

lovers.

Sweeping the auto market in the 80s and 90s,

Ford

’s Town Cars introduced Americans to comfort and convenience with the hottest luxury full-size cars out there. While the third-generation ‘99 Lincoln Town Car has some standout features like its popular predecessors, is it a good idea to adopt one today?

Here to help you weigh out the cost and benefits of owning a 1999 Town Car is

Jerry

: car insurance expert and all-around

super app

. We’ll explore the specs of 1999’s iteration of the iconic car, where to find one, and whether or not you should make it your own.

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Is the 1999 Lincoln Town Car a good car?

Starting MSRP: $38,525

Engine type: 4.6 L V8, 205 hp @ 4,250 rpm

Fuel economy: 18 mpg

Seating capacity: Six passengers

Trim levels: Executive, Signature, Cartier

While the 1999 Lincoln Town Car has comfort and class covered, it also gets a Car Reliability Rating of 4.0 out of 5.0, and a 4.3 out of 5.0 rating from Edmunds.Don’t let the older decade fool you—these rides have been known to stay up to snuff for up to 400,000 miles! That’s with routine and proactive maintenance, of course, but it’s impressive nonetheless.

Owners of the ‘99 Town Car will speak volumes about its resiliency in harsh winter weather, slick roadways, and all kinds of elements. It also offers spacious seating and entry, which is particularly helpful for those needing more accessibility to get in and out of the vehicle.

Although this model was manufactured before the new millennium began, it was updated in recent years with a few luxury bells and whistles, including:

Wood trim on the door panels

An added storage bin on the front armrest

Cupholders on the rear armrests

Power seat controls on the door

An optional two-tone color scheme

Those are all additions to the

Executive

trim, while the

Cartier

model features an elegant woodgrain trim on the dashboard and bone-colored leather seats. Make sure to keep an open mindeven if your heart is set on the Cartier’s decadent details. Availability will ultimately determine which ‘99 Town Car you take home.

How much should a 1999 Lincoln Town Car cost?

There isn’t a one-size-fits-all price for the ‘99 Lincoln Town Car, since the vehicle’s mileage, condition, number of owners, and other factors contribute to its cost. However, since the car is approaching 23 years old, you’ll have a good chance of finding an affordable one.

Based on Kelley Blue Book’s analysis, a used ‘99 Lincoln Town Car Executive Sedan has a fair market value of $3,229, but dealerships will typically list it for closer to $4,036. With an affordable range like that, you might be comfortable upgrading to the Cartier trim for a fair market value of $3,550 and an average listing price of $4,175.

Key Takeaway Depending on the trim of your choosing, you can expect to pay between $4,036 and $4,175 for a ‘99 Lincoln Town Car at a dealership.

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Where to buy a 1999 Lincoln Town Car

Creativity is key when pinpointing an older model like the ‘99 Lincoln Town car. Special retail delivery is an option, but you’ll most likely get a good deal from a site like

Carfax

Not only can you get the full breakdown of the car’s mileage, features, accident history, and reviews there, but you can also calculate your monthly payments before you bring home your new-to-you Lincoln.

"I’m earning

awesome rewards

every week, just for driving safe!”

The bottom line: should I buy a 1999 Lincoln Town Car?

Here’s the deal: Lincolns are known for being a luxurious cushion for its drivers to rely on for hundreds of thousands of miles—and the ‘99 model is no exception. With 205 horsepower and 280 ft-lb of torque powered by a 4.6 L V8, it’s going to get you wherever you need to go.

The ‘99 boasts improved rear suspension, extended styling options, and better traction control, in addition to an upgraded JBL audio system. As one of the last, quintessential rear-drive American cars carrying the torch after classics like the

Cadillac Fleetwood

and

Chevy Impala

were canceled, the ‘99 Town Car could be your go-to source of nostalgia in a big, shiny package.

How to find car insurance for the 1999 Lincoln Town Car

If you’re ready to make the ‘99 Lincoln Town Car your ole’ reliable ride for the long haul, you’ll need a dependable car insurance policy to match it.

Buying a used car

can take a little more work on the back end, but insuring it can be a breeze with

Jerry

To get started, all you need to do is download the app, enter your information, and let Jerry hop in the car insurance shopping driver’s seat. Sit back while Jerry rounds up the most competitive quotes from over 55+ insurance providers. Jerry can get you situated with your affordable new policy and even help you cancel your old one.

With Jerry in your corner, you can see updated quotes before each policy renewal long after the initial sign-up. Users save an average of over $800 per year with that kind of reliability in tow!

“Because I have a luxury car, I was more interested in finding better coverage than the exact price.
Jerry
helped me upgrade my policy, and when my record is cleared next year, I will be using Jerry again to choose an even cheaper plan!” —Paige W.

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